Believe it or not, it’s 2020. You’re not just starting a new year, you’re entering a new decade. With this in mind, you might want to make some resolutions that focus on your finances. According to  Psychology Today, 80 percent of resolutions fail by February. If you’re thinking about dieting or eating better, this isn’t very encouraging. However, when it comes to your money, there are some changes you can implement now that will have staying power and won’t be forgotten by spring.

Review Your Credit Report

This is important for your financial future in many ways, particularly if you want to buy a house or a car (and that’s just for starters). If you need to make some repairs to your score, the new year is the best time to do this. Better still, you’re entitled to three free reports each year. Check it out. See how you’re doing. You’ve got nothing to lose and everything to gain.

Get Out of Debt

This might be easier said than done, but it’s absolutely possible. One very helpful tool is Unbury.Me. It’s free and easy to use. Just create an account and map out a payment plan that works for you. If you want to wipe away your debt quickly, there’s the avalanche method, which attacks the highest interest rate debts first, then moves to the second highest and so on. But this isn’t the only solution. There’s another tool that actually uses your purchases to help you pay down debt: Qoins. Here’s how it works. You round your purchases to the nearest dollar, then apply the cash to your debt, i.e. student loans or credit cards. So, in essence, you can go on living your life while shrinking your debt.

Evaluate Your Insurance and Disability Insurance Needs

As you age, your insurance needs change. Think about how much protection you really need. For example, would you be better served by term or permanent life insurance? What about disability insurance? For the latter, make sure you have enough coverage. Life happens. It’s always best to be prepared.

Refresh Your Retirement Savings

If you work for a company that offers 401(k), 403(k) or 457 plans, consider asking your employer to withhold enough through salary deferrals to make sure you reach the maximum limit each year. If you’re over 50, you can raise the amount to make catch-up contributions. If you’re self-employed, you can contribute to a SEP IRA, profit-sharing plan or independent 401(k) plan. Making retirement deductions from your paychecks, especially when they’re maxed out, might take a bit of getting used to. But once you’ve retired, you’ll be very glad you had the foresight to act now.

Truth is that the above resolutions are just the tip of the moneyberg. You can go deeper into each area. If you want further assistance, consult a financial planner or your accountant. But the biggest takeaway from all these suggestions is simple: begin now, or as soon as you can. When you’re making the most of your money today, you’re working toward a more secure tomorrow.

Sources

https://www.investopedia.com/articles/pf/06/newyear.asp

https://www.psychologytoday.com/us/blog/modern-mentality/201812/why-new-years-resolutions-fail

https://www.investopedia.com/terms/c/catchupcontribution.asp

https://www.nbcnews.com/better/business/4-tech-tools-help-you-get-out-debt-faster-ncna828351

https://www.transunion.com/article/3-free-credit-reports

https://www.investopedia.com/terms/t/termlife.asp

https://www.investopedia.com/terms/p/permanentlife.asp

https://www.investopedia.com/terms/d/disability-insurance.asp

https://www.investopedia.com/terms/s/sep.asp

https://www.investopedia.com/terms/p/profitsharingplan.asp

https://www.investopedia.com/terms/i/independent_401k.asp


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## Unlock Real Winnings: The Best Casino Apps That Pay Real Money

In the ever-evolving world of online gaming, casino apps have revolutionized how we experience the thrill of gambling. The allure of winning real money from the comfort of your smartphone is irresistible. With countless options available, choosing the right casino app can be daunting. Fear not! We’ve curated a guide to help you find the best casino apps that pay real money, ensuring a safe, exciting, and potentially lucrative experience.

### Why Choose Casino Apps That Pay Real Money?

Casino apps that offer real money payouts provide a convenient and exhilarating way to enjoy your favorite casino games. Here are a few reasons why these apps are gaining immense popularity:

1. **Convenience**: Play anytime, anywhere. Whether you’re commuting, relaxing at home, or on a break at work, casino apps are always at your fingertips.

2. **Variety of Games**: From classic table games like blackjack and roulette to exciting slots and poker, these apps offer a vast array of games to suit every player’s taste.

3. **Real Money Rewards**: Unlike free casino apps, these platforms give you the opportunity to win real cash, adding an extra layer of excitement and motivation.

4. **Bonuses and Promotions**: Casino apps often provide enticing bonuses, free spins, and promotions, enhancing your chances of winning big.

### Top Casino Apps That Pay Real Money

To ensure you have a seamless and rewarding experience, here are some of the top-rated casino apps known for their reliability, security, and lucrative payouts:

#### 1. **Betway Casino App**
Betway is a renowned name in the online gambling industry, and its app lives up to the brand’s reputation. Offering a wide range of games, including slots, blackjack, roulette, and live dealer options, Betway provides a secure and user-friendly platform. The app also boasts generous welcome bonuses and ongoing promotions to maximize your winning potential.

#### 2. **888 Casino App**
888 Casino is a veteran in the online casino world, and its app is a testament to its excellence. With a sleek design and an extensive game library, 888 Casino offers everything from slots and jackpots to table games and live casino experiences. The app ensures secure transactions and prompt payouts, making it a favorite among real money players.

#### 3. **LeoVegas Casino App**
LeoVegas is known for its mobile-first approach, making it one of the best casino apps for real money gaming. The app features a vast selection of games from top providers, including immersive live dealer games. LeoVegas is also praised for its swift and hassle-free withdrawal process, allowing you to enjoy your winnings without delay.

#### 4. **Royal Panda Casino App**
Royal Panda combines a fun and engaging gaming experience with the opportunity to win real money. The app offers a rich variety of games, including popular slots, table games, and live casino options. With its easy-to-navigate interface and secure payment methods, Royal Panda ensures a smooth and rewarding gaming journey.

#### 5. **Jackpot City Casino App**
As the name suggests, Jackpot City is all about big wins. This app offers a comprehensive selection of games, including progressive jackpot slots that can yield life-changing payouts. With its user-friendly design and top-notch security measures, Jackpot City provides a trustworthy platform for real money gambling.

### Tips for Maximizing Your Winnings

To make the most of your real money casino app experience, consider these tips:

1. **Choose Reputable Apps**: Stick to well-known and licensed casino apps to ensure fair play and secure transactions.

2. **Take Advantage of Bonuses**: Utilize welcome bonuses, free spins, and other promotions to boost your bankroll and increase your chances of winning.

3. **Manage Your Bankroll**: Set a budget and stick to it. Avoid chasing losses and know when to take a break.

4. **Play Smart**: Familiarize yourself with the rules and strategies of the games you play. Knowledge can significantly enhance your winning potential.

### Conclusion

Casino apps that pay real money offer an exciting and convenient way to enjoy the thrill of gambling while giving you the chance to win actual cash. By choosing reputable apps like Betway, 888 Casino, LeoVegas, Royal Panda, and Jackpot City, you can ensure a secure and rewarding gaming experience. So, download your preferred app, take advantage of the bonuses, and get ready to unlock real winnings! Happy gaming!

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## Unlock Real Winnings: The Best Casino Apps That Pay Real Money

In the ever-evolving world of online gaming, casino apps have revolutionized how we experience the thrill of gambling. The allure of winning real money from the comfort of your smartphone is irresistible. With countless options available, choosing the right casino app can be daunting. Fear not! We’ve curated a guide to help you find the best casino apps that pay real money, ensuring a safe, exciting, and potentially lucrative experience.

### Why Choose Casino Apps That Pay Real Money?

Casino apps that offer real money payouts provide a convenient and exhilarating way to enjoy your favorite casino games. Here are a few reasons why these apps are gaining immense popularity:

1. **Convenience**: Play anytime, anywhere. Whether you’re commuting, relaxing at home, or on a break at work, casino apps are always at your fingertips.

2. **Variety of Games**: From classic table games like blackjack and roulette to exciting slots and poker, these apps offer a vast array of games to suit every player’s taste.

3. **Real Money Rewards**: Unlike free casino apps, these platforms give you the opportunity to win real cash, adding an extra layer of excitement and motivation.

4. **Bonuses and Promotions**: Casino apps often provide enticing bonuses, free spins, and promotions, enhancing your chances of winning big.

### Top Casino Apps That Pay Real Money

To ensure you have a seamless and rewarding experience, here are some of the top-rated casino apps known for their reliability, security, and lucrative payouts:

#### 1. **Betway Casino App**
Betway is a renowned name in the online gambling industry, and its app lives up to the brand’s reputation. Offering a wide range of games, including slots, blackjack, roulette, and live dealer options, Betway provides a secure and user-friendly platform. The app also boasts generous welcome bonuses and ongoing promotions to maximize your winning potential.

#### 2. **888 Casino App**
888 Casino is a veteran in the online casino world, and its app is a testament to its excellence. With a sleek design and an extensive game library, 888 Casino offers everything from slots and jackpots to table games and live casino experiences. The app ensures secure transactions and prompt payouts, making it a favorite among real money players.

#### 3. **LeoVegas Casino App**
LeoVegas is known for its mobile-first approach, making it one of the best casino apps for real money gaming. The app features a vast selection of games from top providers, including immersive live dealer games. LeoVegas is also praised for its swift and hassle-free withdrawal process, allowing you to enjoy your winnings without delay.

#### 4. **Royal Panda Casino App**
Royal Panda combines a fun and engaging gaming experience with the opportunity to win real money. The app offers a rich variety of games, including popular slots, table games, and live casino options. With its easy-to-navigate interface and secure payment methods, Royal Panda ensures a smooth and rewarding gaming journey.

#### 5. **Jackpot City Casino App**
As the name suggests, Jackpot City is all about big wins. This app offers a comprehensive selection of games, including progressive jackpot slots that can yield life-changing payouts. With its user-friendly design and top-notch security measures, Jackpot City provides a trustworthy platform for real money gambling.

### Tips for Maximizing Your Winnings

To make the most of your real money casino app experience, consider these tips:

1. **Choose Reputable Apps**: Stick to well-known and licensed casino apps to ensure fair play and secure transactions.

2. **Take Advantage of Bonuses**: Utilize welcome bonuses, free spins, and other promotions to boost your bankroll and increase your chances of winning.

3. **Manage Your Bankroll**: Set a budget and stick to it. Avoid chasing losses and know when to take a break.

4. **Play Smart**: Familiarize yourself with the rules and strategies of the games you play. Knowledge can significantly enhance your winning potential.

### Conclusion

Casino apps that pay real money offer an exciting and convenient way to enjoy the thrill of gambling while giving you the chance to win actual cash. By choosing reputable apps like Betway, 888 Casino, LeoVegas, Royal Panda, and Jackpot City, you can ensure a secure and rewarding gaming experience. So, download your preferred app, take advantage of the bonuses, and get ready to unlock real winnings! Happy gaming!

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## Unlock Real Winnings: The Best Casino Apps That Pay Real Money

In the ever-evolving world of online gaming, casino apps have revolutionized how we experience the thrill of gambling. The allure of winning real money from the comfort of your smartphone is irresistible. With countless options available, choosing the right casino app can be daunting. Fear not! We’ve curated a guide to help you find the best casino apps that pay real money, ensuring a safe, exciting, and potentially lucrative experience.

### Why Choose Casino Apps That Pay Real Money?

Casino apps that offer real money payouts provide a convenient and exhilarating way to enjoy your favorite casino games. Here are a few reasons why these apps are gaining immense popularity:

1. **Convenience**: Play anytime, anywhere. Whether you’re commuting, relaxing at home, or on a break at work, casino apps are always at your fingertips.

2. **Variety of Games**: From classic table games like blackjack and roulette to exciting slots and poker, these apps offer a vast array of games to suit every player’s taste.

3. **Real Money Rewards**: Unlike free casino apps, these platforms give you the opportunity to win real cash, adding an extra layer of excitement and motivation.

4. **Bonuses and Promotions**: Casino apps often provide enticing bonuses, free spins, and promotions, enhancing your chances of winning big.

### Top Casino Apps That Pay Real Money

To ensure you have a seamless and rewarding experience, here are some of the top-rated casino apps known for their reliability, security, and lucrative payouts:

#### 1. **Betway Casino App**
Betway is a renowned name in the online gambling industry, and its app lives up to the brand’s reputation. Offering a wide range of games, including slots, blackjack, roulette, and live dealer options, Betway provides a secure and user-friendly platform. The app also boasts generous welcome bonuses and ongoing promotions to maximize your winning potential.

#### 2. **888 Casino App**
888 Casino is a veteran in the online casino world, and its app is a testament to its excellence. With a sleek design and an extensive game library, 888 Casino offers everything from slots and jackpots to table games and live casino experiences. The app ensures secure transactions and prompt payouts, making it a favorite among real money players.

#### 3. **LeoVegas Casino App**
LeoVegas is known for its mobile-first approach, making it one of the best casino apps for real money gaming. The app features a vast selection of games from top providers, including immersive live dealer games. LeoVegas is also praised for its swift and hassle-free withdrawal process, allowing you to enjoy your winnings without delay.

#### 4. **Royal Panda Casino App**
Royal Panda combines a fun and engaging gaming experience with the opportunity to win real money. The app offers a rich variety of games, including popular slots, table games, and live casino options. With its easy-to-navigate interface and secure payment methods, Royal Panda ensures a smooth and rewarding gaming journey.

#### 5. **Jackpot City Casino App**
As the name suggests, Jackpot City is all about big wins. This app offers a comprehensive selection of games, including progressive jackpot slots that can yield life-changing payouts. With its user-friendly design and top-notch security measures, Jackpot City provides a trustworthy platform for real money gambling.

### Tips for Maximizing Your Winnings

To make the most of your real money casino app experience, consider these tips:

1. **Choose Reputable Apps**: Stick to well-known and licensed casino apps to ensure fair play and secure transactions.

2. **Take Advantage of Bonuses**: Utilize welcome bonuses, free spins, and other promotions to boost your bankroll and increase your chances of winning.

3. **Manage Your Bankroll**: Set a budget and stick to it. Avoid chasing losses and know when to take a break.

4. **Play Smart**: Familiarize yourself with the rules and strategies of the games you play. Knowledge can significantly enhance your winning potential.

### Conclusion

Casino apps that pay real money offer an exciting and convenient way to enjoy the thrill of gambling while giving you the chance to win actual cash. By choosing reputable apps like Betway, 888 Casino, LeoVegas, Royal Panda, and Jackpot City, you can ensure a secure and rewarding gaming experience. So, download your preferred app, take advantage of the bonuses, and get ready to unlock real winnings! Happy gaming!

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