A large number of Americans intend to keep working past retirement age. For many, their reasons are financial. Some have a high level of debt while others are afraid if they retire too soon, they will run out of money.

Working longer offers several financial benefits; workers are able to:

  • Accrue a higher Social Security benefit
  • Grow a higher pension benefit
  • Allow more time to save money and permit investments to grow
  • Utilize company-paid insurance benefits

In addition to financial benefits, there are cognitive, physical and social advantages to working longer. Studies have found that older Americans, who tend to work longer than people in European countries, score higher than those citizens on memory tests. The research correlates continued mental stimulation provided through work with retaining mental acuity longer than those who retire.

Working outside the home also exposes older folks to a larger social network than some retirees might experience. As we get older, our social networks tend to narrow. Most people see fewer people after retiring and must make a concerted effort in order to engage in conversation and activities with a wide range of people on a daily basis. Maintaining a job past traditional retirement age can keep us socially engaged longer. Scientists say that regular social contact contributes to better health and a positive sense of well-being as we grow older.

Some people prefer to keep working because they are self-described workaholics. We tend to associated any type of “-aholic” with negative connotations. However, recent research has found that an addiction to working long hours can yield positive outcomes. For one,

American businesses generally reward workaholic behavior with promotions and higher pay, so there is a financial benefit.

Also, a recent study correlated health benefits as well. The research discovered that workaholics who love their job have no more risk of developing health conditions (e.g., high blood pressure, high blood sugar, abnormal cholesterol, excess waistline fat) than the average employee.

Unfortunately, if work is causing undue stress and health problems, this will likely cost more money for treatment during retirement. In this case, if you don’t love your job it could be worth considering retiring – even if that means living on less income. At least it would give you the opportunity to pursue a daily regime of healthy habits and interesting hobbies – which might help ward off expensive medical bills and provide a higher quality of life.

When weighing the benefits of retiring versus working longer, don’t rule out opportunities for income other than a full-time job. Consider taking on a less stressful part-time job that will allow you to explore some of your interests. For example, if you like carpentry or gardening, consider applying for a position at Lowes, Home Depot or Ace Hardware. If you enjoy crafts or sewing, consider selling wares at a local market or starting your own tailoring and alterations service. If you like being around animals, consider offering a pet sitting service.

Working longer doesn’t necessarily mean working longer at the same job. You can enjoy many of the same perks – financial, mental, physical and social – by simply switching to a less stressful type of work that you enjoy more.


63 Comments

Vbskmo · March 12, 2024 at 5:14 pm

lipitor for sale online atorvastatin 40mg without prescription generic lipitor

Jxyvkd · March 14, 2024 at 10:59 pm

ciprofloxacin 1000mg tablet – myambutol 600mg over the counter clavulanate generic

Mtdgfx · March 15, 2024 at 8:03 am

buy generic ciprofloxacin 500mg – buy myambutol no prescription augmentin tablet

Oqrxbp · March 18, 2024 at 4:39 am

metronidazole 200mg for sale – buy azithromycin 500mg online order azithromycin for sale

Hpgtub · March 18, 2024 at 7:16 am

cost ciprofloxacin 500 mg – amoxicillin sale
buy erythromycin for sale

Vbcsij · March 20, 2024 at 9:42 am

valacyclovir 500mg generic – vermox tablet order acyclovir 400mg without prescription

Zfueqt · March 20, 2024 at 10:43 am

stromectol for humans – sumycin order online buy sumycin 250mg online cheap

Gtscmr · March 22, 2024 at 3:58 am

buy flagyl 200mg online – order terramycin zithromax 500mg generic

Kclvul · March 22, 2024 at 1:30 pm

ampicillin brand order monodox online cheap buy amoxicillin without a prescription

Toyjxu · March 24, 2024 at 1:37 am

oral lasix 100mg – medex oral capoten order online

Ziftlv · March 26, 2024 at 6:29 am

buy glycomet 500mg online – sulfamethoxazole over the counter lincocin 500 mg generic

Ukozvk · March 27, 2024 at 8:46 am

oral zidovudine 300 mg – buy allopurinol 300mg for sale zyloprim for sale

Pgeolr · March 28, 2024 at 4:23 pm

buy clozaril 50mg pill – frumil medication purchase pepcid without prescription

Qatjgh · March 30, 2024 at 12:08 pm

quetiapine 100mg sale – buy generic luvox over the counter buy eskalith generic

Bhkcvb · March 31, 2024 at 10:50 am

brand anafranil 25mg – buy aripiprazole paypal brand doxepin 75mg

Bpoajq · April 1, 2024 at 7:58 am

order hydroxyzine 25mg for sale – purchase endep online cheap buy endep 25mg online

Lbrgun · April 4, 2024 at 12:52 pm

order generic amoxiclav – buy myambutol generic order cipro 500mg generic

Pontjq · April 4, 2024 at 10:37 pm

order amoxicillin pills – brand axetil order ciprofloxacin without prescription

Jcbsls · April 10, 2024 at 10:56 am

cleocin online – generic cleocin 150mg order chloramphenicol without prescription

Mcfxcl · April 10, 2024 at 12:22 pm

oral zithromax 250mg – buy sumycin without prescription order ciprofloxacin 500 mg

Aiabtg · April 13, 2024 at 5:26 am

stromectol south africa – ivermectin 12mg stromectol order cefaclor 250mg

Qhwqwu · April 14, 2024 at 1:51 am

purchase albuterol inhalator – advair diskus inhalator drug buy theophylline 400 mg

Mmxmtp · April 16, 2024 at 6:27 am

buy medrol 8mg – singulair 10mg generic astelin 10 ml sprayer

Olcfwc · April 16, 2024 at 12:06 pm

buy desloratadine cheap – ketotifen price cheap ventolin 2mg

Pachwb · April 18, 2024 at 9:05 am

brand glyburide 2.5mg – purchase micronase sale buy dapagliflozin without a prescription

Zikuzh · April 20, 2024 at 9:59 am

purchase metformin for sale – buy generic acarbose 25mg buy precose no prescription

Amrlrq · April 20, 2024 at 12:56 pm

repaglinide 2mg brand – buy repaglinide 2mg pills empagliflozin 25mg for sale

Ycoyzv · April 23, 2024 at 4:16 am

terbinafine 250mg price – buy diflucan no prescription buy grifulvin v online cheap

Sgxskx · April 23, 2024 at 9:09 am

rybelsus 14 mg us – order semaglutide 14mg online cheap buy DDAVP without prescription

Lpqilw · April 25, 2024 at 7:32 am

order ketoconazole online cheap – purchase itraconazole for sale brand itraconazole 100 mg

Xghagf · April 27, 2024 at 10:11 am

buy cheap digoxin – dipyridamole cheap lasix drug

Lfiftp · April 29, 2024 at 11:45 am

hydrochlorothiazide 25mg pills – buy zebeta sale order bisoprolol for sale

Szalbx · April 29, 2024 at 2:14 pm

cheap metoprolol 50mg – buy adalat tablets buy generic nifedipine over the counter

Fsomrl · May 1, 2024 at 11:07 am

nitroglycerin cheap – buy cheap generic indapamide buy valsartan paypal

Qpyobr · May 4, 2024 at 3:02 am

crestor online notice – zetia buy dawn caduet form

Dbvmiz · May 4, 2024 at 11:07 am

zocor stun – zocor worry lipitor bag

Cuucmd · May 6, 2024 at 8:30 am

viagra professional myth – levitra oral jelly online thousand levitra oral jelly online nerve

Rwsakq · May 7, 2024 at 1:42 pm

dapoxetine entertain – dapoxetine department cialis with dapoxetine flag

Nkithi · May 9, 2024 at 12:27 am

cenforce online paw – kamagra online sleeve brand viagra online style

Aogboc · May 10, 2024 at 5:40 am

brand cialis sing – viagra soft tabs trial penisole floor

Fzyywr · May 12, 2024 at 10:19 am

cialis soft tabs online generation – viagra super active online batter viagra oral jelly hello

Ofuxor · May 12, 2024 at 3:55 pm

brand cialis another – brand levitra ere penisole several

Kixtud · May 15, 2024 at 5:15 am

cialis soft tabs pills snore – cialis super active pills draw1 viagra oral jelly suggest

Frmqni · May 19, 2024 at 4:47 am

cenforce narrow – tadacip massive brand viagra online amaze

Rjllhf · May 20, 2024 at 5:17 pm

acne treatment whirl – acne medication matter acne treatment clue

Jcccyi · May 22, 2024 at 1:01 pm

uti medication deserve – uti treatment fault uti antibiotics shore

Ncwerg · May 22, 2024 at 8:49 pm

prostatitis treatment coach – prostatitis pills guilty prostatitis pills generation

Fiwcbt · May 24, 2024 at 11:48 am

valtrex convey – valacyclovir pills grief valtrex online individual

Klgygh · May 25, 2024 at 3:57 pm

claritin attend – loratadine medication electric loratadine droop

Rvyaid · May 28, 2024 at 3:34 am

dapoxetine bold – dapoxetine champion priligy objection

Jansds · May 28, 2024 at 3:49 pm

loratadine medication march – claritin pills lord claritin pills fast

Zmnjgo · May 31, 2024 at 8:28 am

ascorbic acid wife – ascorbic acid everybody ascorbic acid ignore

Mjonqf · May 31, 2024 at 3:21 pm

promethazine food – promethazine myself promethazine free

Cilqhy · June 2, 2024 at 8:45 am

biaxin visible – cytotec pills cellar cytotec screen

Gkbhpc · June 3, 2024 at 10:44 am

florinef asleep – esomeprazole universal lansoprazole presence

Owcfre · June 7, 2024 at 5:23 am

buy rabeprazole 20mg generic – reglan oral buy cheap motilium

Grlcio · June 7, 2024 at 11:36 am

dulcolax 5 mg cost – loperamide 2 mg generic liv52 for sale online

Pvpiep · June 10, 2024 at 1:40 am

purchase bactrim online – order keppra 1000mg pills tobramycin 5mg cheap

Oxjbsq · June 10, 2024 at 3:19 am

eukroma over the counter – hydroquinone over the counter purchase dydrogesterone generic

Msdnbh · June 12, 2024 at 4:06 am

forxiga canada – buy cheap dapagliflozin acarbose 25mg over the counter

Pugdbn · June 12, 2024 at 4:43 am

fulvicin 250 mg sale – buy lopid 300 mg online lopid 300 mg drug

Trhjty · June 14, 2024 at 3:11 am

buy dramamine pills – order prasugrel 10mg pills risedronate without prescription

Uazelx · June 14, 2024 at 2:09 pm

enalapril drug – doxazosin for sale purchase latanoprost without prescription

Leave a Reply

Avatar placeholder

Your email address will not be published. Required fields are marked *